In today’s uncertain economic climate, many retirement-minded individuals are exploring precious metals as a way to diversify their portfolios. GoldenCrest Metals has emerged as a newer player in the gold IRA industry, offering services aimed at helping individuals protect their retirement savings. This educational guide provides balanced, factual information about GoldenCrest Metals to help you make informed decisions about your retirement planning options.
Understanding GoldenCrest Metals: Company Overview
Founded in 2023 by CEO Rich Jacoby, GoldenCrest Metals is headquartered in Calabasas, California. As a relatively new entrant to the precious metals IRA space, the company has positioned itself as an alternative to more established gold IRA companies, with a stated focus on transparency, education, and customer service.
The company’s core mission centers around providing retirement savers with a straightforward path to precious metals investing, particularly for those looking to protect their savings from economic uncertainties through physical gold and silver assets.
Unlike some competitors that have been in business for decades, GoldenCrest Metals is still building its reputation in the industry. However, this newcomer status comes with a fresh approach that emphasizes transparency in an industry sometimes criticized for high-pressure sales tactics and confusing fee structures.
Services and Offerings
GoldenCrest Metals provides several key services for individuals interested in precious metals. Understanding these offerings can help you determine if they align with your retirement planning needs.
Gold and Silver IRAs
The company’s primary focus is helping customers establish self-directed IRAs that hold physical precious metals. These specialized retirement accounts allow you to hold IRS-approved gold, silver, and other precious metals while maintaining tax advantages similar to traditional IRAs.
GoldenCrest Metals works with established custodians and storage facilities to ensure compliance with IRS regulations. Their gold IRA services include:
- New account setup assistance
- IRA rollovers and transfers from existing retirement accounts
- Selection of IRA-eligible precious metals
- Secure storage arrangements
- Ongoing account support
Direct Precious Metals Purchases
For those who prefer to own physical gold and silver outside of a retirement account, GoldenCrest Metals also offers direct purchases with home delivery options. This allows you to take immediate physical possession of your precious metals investments.
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Available Precious Metals Products
GoldenCrest Metals offers a selection of IRA-eligible gold and silver products that meet IRS purity standards. Their inventory includes:
Gold Products
- American Gold Eagle coins
- Canadian Gold Maple Leaf coins
- Australian Gold Kangaroo coins
- Gold bars from reputable refiners (various weights)
Silver Products
- American Silver Eagle coins
- Canadian Silver Maple Leaf coins
- Australian Silver Kangaroo coins
- Silver bars from reputable refiners (various weights)
Explore Your Precious Metals Options
Request your free investor’s kit to learn more about GoldenCrest Metals’ product offerings and how physical gold and silver can help protect your retirement savings.
Fees and Investment Minimums
Understanding the fee structure and minimum investment requirements is essential when evaluating any precious metals company. Here’s what you should know about GoldenCrest Metals’ fees and minimums:
Fee Structure
| Fee Type | Amount | Notes |
| Setup Fee | $50-$80 | One-time fee for new accounts |
| Annual Maintenance | ~$125 | Charged by custodian (Entrust Group) |
| Storage Fee | ~$125 | Annual fee for secure storage |
| Segregated Storage | ~$150 | Optional upgrade from shared storage |
Investment Minimums
- Gold IRA accounts: $25,000 minimum investment
- Direct purchases: $10,000 minimum investment
Current Promotions
GoldenCrest Metals offers several promotions that may offset some of these costs:
- First-year fee coverage: Annual fees covered for the first year for all customers
- Free storage promotion: Up to 5 years of free storage for qualifying accounts
- Silver rebate: Up to $25,000 in free silver on qualifying purchases
- Home storage safe: Free safe for home storage with physical gold purchases of $10,000 or more
Important note: Fee structures and promotions may change over time. Always verify current fees and offers directly with GoldenCrest Metals before making investment decisions.
Storage Options and Security
For IRA-held precious metals, secure storage in an IRS-approved facility is required by law. GoldenCrest Metals partners with established storage providers to ensure your assets are properly secured and insured.
IRA Storage Solutions
GoldenCrest Metals utilizes Delaware Depository for the secure storage of IRA precious metals. This facility features:
- Class 3 UL-rated vaults
- Full insurance coverage through Lloyd’s of London
- Advanced electronic security systems
- Regular auditing and reporting
- IRS-approved status for precious metals IRAs
Storage options include:
Segregated Storage
Your metals are stored separately from other customers’ holdings, with specific bars and coins designated as yours. This option costs approximately $150 annually.
Non-Segregated Storage
Your metals are stored alongside other customers’ assets of the same type and quality, at a lower cost of approximately $100 annually.
Home Storage Options
For non-IRA precious metals purchases, GoldenCrest Metals offers direct delivery to your home or location of choice. The company provides a free home storage safe for qualifying purchases of $10,000 or more, adding an extra layer of security for your physical precious metals.
Important: While some companies market “home storage” gold IRAs, the IRS has strict requirements for IRA-held precious metals. Physical possession of IRA assets may result in disqualification of your IRA and significant tax penalties. Always consult with a tax professional before making decisions about IRA asset storage.
Educational Analysis: Factors to Consider
When evaluating GoldenCrest Metals as a potential partner for your precious metals investments, it’s important to consider both potential advantages and limitations. This balanced analysis can help you determine if their services align with your needs.
Potential Advantages
- Transparency focus: Emphasis on clear pricing and straightforward information
- Educational approach: Resources to help customers make informed decisions
- Competitive promotions: Fee waivers and free silver offers that may reduce overall costs
- Established partners: Works with reputable custodian (Entrust) and storage facility (Delaware Depository)
- Direct CEO access: As a boutique company, offers more personalized service
- No high-pressure sales: Reported focus on education rather than aggressive sales tactics
- Positive early reviews: Good ratings on review platforms despite being newer to the industry
Considerations
- Limited track record: Founded in 2023, lacks the decades-long history of some competitors
- Higher minimum investment: $25,000 IRA minimum may be higher than some competitors
- Limited product selection: Focuses primarily on gold and silver, with less emphasis on platinum or palladium
- Website transparency: Limited pricing information available online without consultation
- Developing reputation: Still establishing its reputation in the precious metals industry
Learn More About GoldenCrest Metals
Request your free investor’s kit to get detailed information about GoldenCrest Metals’ services, fees, and current promotions – including their offer of up to $25,000 in free silver for qualifying purchases.
The Setup Process: How It Works
Understanding the process of working with GoldenCrest Metals can help you decide if their services meet your needs. Here’s a step-by-step explanation of how to establish a precious metals IRA or make a direct purchase with the company:
Setting Up a Gold IRA
- Initial Consultation
Begin by requesting GoldenCrest’s free investor’s kit. A precious metals specialist will contact you to discuss your goals and answer questions about the process.
- Account Setup
If you decide to proceed, GoldenCrest will help you complete the necessary paperwork to establish a self-directed IRA with their custodian partner, Entrust Group.
- Funding Your Account
Transfer funds from an existing retirement account (such as a 401(k), 403(b), or traditional IRA) to your new self-directed IRA. This can be done as a direct trustee-to-trustee transfer to avoid potential tax penalties.
- Selecting Your Precious Metals
Work with your GoldenCrest representative to select IRS-approved precious metals for your IRA. The company offers various gold and silver products that meet IRS purity requirements.
- Secure Storage
Your precious metals will be shipped directly to Delaware Depository for secure storage. You’ll receive confirmation once your metals are safely deposited.
Making Direct Purchases
For non-IRA purchases with home delivery:
- Consultation
Discuss your investment goals and product preferences with a GoldenCrest representative.
- Product Selection
Choose from GoldenCrest’s selection of gold and silver products.
- Payment
Complete your purchase using your preferred payment method.
- Secure Delivery
Your precious metals will be securely packaged and delivered to your specified address, with insurance coverage throughout the shipping process.
“GoldenCrest Metals was established with a singular mission: to bring fairness, honesty, and accountability to the gold investment industry.”
Customer Experience and Reviews
While GoldenCrest Metals is relatively new to the industry, the company has already established a presence on major review platforms. Examining customer feedback can provide insights into the actual experiences of those who have worked with the company.
Review Platform Ratings
What Customers Appreciate
Based on available reviews, customers frequently mention these positive aspects of working with GoldenCrest Metals:
- Educational approach: Representatives take time to explain options without pressure
- Transparency: Clear communication about fees and processes
- Responsive service: Timely responses to questions and concerns
- Knowledgeable staff: Representatives demonstrate understanding of precious metals and retirement planning
Areas for Consideration
As with any company, especially newer ones, there are some considerations to keep in mind:
- Limited review history: Fewer total reviews compared to long-established competitors
- Developing processes: As a newer company, some operational aspects may still be evolving
Research tip: When evaluating reviews, look for specific details about customer experiences rather than general statements. This can provide more meaningful insights into what you might expect when working with the company.
How GoldenCrest Metals Compares to Competitors
The precious metals IRA industry includes many established companies with varying approaches to customer service, pricing, and product offerings. Understanding how GoldenCrest Metals compares to its competitors can help you make a more informed decision.
| Feature | GoldenCrest Metals | Industry Standard |
| Years in Business | Since 2023 (newer) | Many competitors: 10-20+ years |
| IRA Minimum | $25,000 | $10,000-$50,000 (varies) |
| Direct Purchase Minimum | $10,000 | $1,500-$10,000 (varies) |
| Fee Structure | Transparent, with promotions for fee waivers | Varies widely, often less transparent |
| Product Focus | Gold and silver bullion, focus on widely recognized products | Some push “exclusive” or premium coins with higher markups |
| Storage Partner | Delaware Depository | Delaware Depository, Brink’s, IDS |
| Custodian | Entrust Group | Equity Trust, STRATA, New Direction |
Key Differentiators
Based on available information, here are some ways GoldenCrest Metals appears to differentiate itself:
- Transparency emphasis: Focus on clear pricing and education rather than high-pressure sales
- Bullion focus: Emphasis on widely recognized bullion products rather than high-markup “exclusive” coins
- Competitive promotions: Fee waivers and free silver offers that may reduce overall costs
- Boutique approach: More personalized service with direct access to company leadership
Compare For Yourself
Request GoldenCrest Metals’ free investor’s kit to compare their offerings with other companies you may be considering. Their current promotion includes up to $25,000 in free silver for qualifying purchases.
Important Considerations for Investors
Before making any investment decision, it’s important to conduct thorough due diligence. Here are some key considerations to keep in mind when evaluating GoldenCrest Metals or any precious metals company:
Research Recommendations
- Compare multiple companies: Evaluate at least 2-3 gold IRA companies before making a decision
- Verify all fees: Get a complete written fee schedule to understand total costs
- Understand buyback policies: Ask about the process and terms for selling your metals back to the company
- Check credentials: Verify company registration, leadership background, and industry affiliations
- Read the fine print: Review all terms and conditions, especially for promotions
- Consult financial professionals: Speak with your financial advisor or tax professional about how precious metals fit into your overall retirement strategy
Questions to Ask
Consider asking these questions when speaking with a GoldenCrest Metals representative:
- What are the total fees I can expect to pay annually?
- What is your buyback policy and pricing structure?
- What are the specific terms of your promotions (free silver, fee waivers)?
- How do you source your precious metals?
- What happens if I need to liquidate my metals quickly?
- Can I see examples of account statements and reporting?
Important reminder: Precious metals, like all investments, carry risks. Their values fluctuate based on market conditions, and past performance does not guarantee future results. Consider how precious metals fit into your overall retirement strategy and risk tolerance.
Educational Resources
Goldencrest Metals offers several educational resources to help potential customers learn more about precious metals investing. These materials can be valuable whether or not you ultimately choose to work with the company.
Available Resources
- Free Investor’s Kit: Comprehensive guide to precious metals IRAs and Goldencrest’s services
- Educational Videos: Including the Michael Savage discussion on gold investing
- One-on-One Consultations: Personalized discussions with precious metals specialists
- Market Updates: Information on current precious metals market conditions
“Education is the foundation of sound investment decisions. We believe in empowering our customers with knowledge first, allowing them to make confident choices about their retirement security.”
Access Free Educational Resources
Request GoldenCrest Metals’ free investor’s kit to learn more about precious metals IRAs and how they might fit into your retirement strategy. Their current offer includes information about receiving up to $25,000 in free silver with qualifying purchases.
Contact Information
If you’re interested in learning more about GoldenCrest Metals or have specific questions about their services, you can reach them through the following channels:
Company Address
GoldenCrest Metals
23901 Calabasas Rd, Suite 2002
Calabasas, CA 91302
Business Hours
Monday – Friday: 9:00 AM – 5:00 PM (PST)
Saturday & Sunday: Closed
Get Started Today
Request your free investor’s kit from GoldenCrest Metals to learn more about their services and current promotions, including their offer of up to $25,000 in free silver for qualifying purchases.
Conclusion: Is GoldenCrest Metals Right for You?
GoldenCrest Metals represents a newer entry into the precious metals IRA industry, positioning itself as a transparent alternative focused on education and customer service. While the company doesn’t have the decades-long track record of some competitors, its approach to business and early customer feedback suggest a commitment to helping retirement-minded individuals navigate the precious metals market.
As with any financial decision, it’s important to conduct thorough research, compare multiple options, and consult with financial professionals before making investment choices. Consider how precious metals fit into your overall retirement strategy and risk tolerance.
This educational guide has provided an overview of GoldenCrest Metals’ services, fees, and approach to business. For the most current and detailed information, we recommend requesting their free investor’s kit and speaking directly with their representatives to determine if their offerings align with your specific retirement planning needs.
Take the Next Step in Your Research
Request your free investor’s kit from GoldenCrest Metals to learn more about their services and current promotions, including their offer of up to $25,000 in free silver for qualifying purchases.
Frequently Asked Questions About GoldenCrest Metals
How long has GoldenCrest Metals been in business?
GoldenCrest Metals was founded in 2023 by CEO Rich Jacoby. While it’s a relatively new company in the precious metals industry, its leadership team brings significant experience from the financial services and precious metals sectors.
What is the minimum investment required for a GoldenCrest Metals IRA?
The minimum investment for a GoldenCrest Metals gold IRA is ,000. For direct purchases of precious metals (non-IRA), the minimum is ,000.
Where are my precious metals stored with GoldenCrest Metals?
GoldenCrest Metals partners with Delaware Depository for secure storage of IRA-held precious metals. This facility is IRS-approved, fully insured through Lloyd’s of London, and provides both segregated and non-segregated storage options.
Can I take physical possession of gold in my GoldenCrest Metals IRA?
IRS regulations require that precious metals in an IRA be held by an approved custodian and stored in an approved depository. Taking physical possession of IRA-held metals would be considered a distribution and may result in taxes and penalties if you’re under age 59½. However, you can take distributions from your IRA in the form of physical metals once you reach eligible distribution age.
What types of retirement accounts can be rolled over into a GoldenCrest Metals gold IRA?
GoldenCrest Metals can help facilitate rollovers from various qualified retirement accounts, including traditional IRAs, Roth IRAs, 401(k)s, 403(b)s, 457 plans, Thrift Savings Plans (TSPs), and certain pension plans. The process varies depending on your current account type and provider.
How does GoldenCrest Metals’ buyback program work?
GoldenCrest Metals offers a buyback program for customers who wish to sell their precious metals. While specific terms should be verified directly with the company, they generally offer to repurchase metals at current market rates. It’s advisable to get the specific buyback terms in writing before making your initial purchase.
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